/* 양심보험연구소 factory 사이트: 칼럼·산단 등 하위 페이지 공통 스타일 (홈과 같은 토큰) */
:root{
  --bg:#f6f4ec; --surface:#ffffff; --ink:#23160f; --ink-2:#5e5249; --line:#e4dfd2;
  --accent:#4f50f5; --accent-ink:#ffffff; --lav:#e7e7ff;
  --serif:"Noto Serif KR",serif; --sans:"Pretendard Variable",Pretendard,system-ui,sans-serif;
  --r:16px; --pill:999px;
}
@media (prefers-color-scheme:dark){
  :root{--bg:#191512;--surface:#241e1a;--ink:#f3eee6;--ink-2:#b9ada2;--line:#3a322c;--lav:#2a2a4a;--accent:#7b7cff}
}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{font-family:var(--sans);background:var(--bg);color:var(--ink);line-height:1.7;word-break:keep-all;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
a,button,summary{-webkit-tap-highlight-color:transparent}
img{display:block;max-width:100%}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.serif{font-family:var(--serif);font-weight:500;letter-spacing:-.03em}
.kicker{font-size:14px;font-weight:600;color:var(--accent);margin-bottom:12px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:52px;padding:0 26px;border-radius:var(--pill);font-weight:700;font-size:16px;white-space:nowrap;transition:transform .25s cubic-bezier(.16,1,.3,1),background .2s}
.btn:hover{transform:translateY(-2px)}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--accent);color:var(--accent-ink)}
.btn-kakao{background:#fee500;color:#191919}
.btn-kakao:hover{background:#f5dc00}
.btn-kakao i{font-size:18px}
.btn-sm{height:42px;padding:0 20px;font-size:14px}

/* nav */
nav.top{position:sticky;top:0;z-index:20;background:color-mix(in srgb,var(--bg) 88%,transparent);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
nav.top .wrap{height:68px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:14px;flex-shrink:0}
.brand img{height:40px;width:auto}
.brand span{font-size:13px;font-weight:700;color:var(--accent);background:var(--lav);border-radius:var(--pill);padding:5px 12px;white-space:nowrap}
.menu{display:flex;gap:26px;font-size:15px;color:var(--ink-2)}
.menu a:hover,.menu a[aria-current]{color:var(--ink)}
.nav-cta{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.nav-cta .btn{min-width:150px}
.burger{display:none;width:44px;height:44px;border:0;background:transparent;color:var(--ink);font-size:26px;cursor:pointer;align-items:center;justify-content:center;border-radius:12px}
.mnav{display:none}
.callbar{display:none}

/* page hero */
.col-hero{padding:56px 0 48px;border-bottom:1px solid var(--line)}
.crumb{display:flex;flex-wrap:wrap;gap:6px;font-size:13px;color:var(--ink-2);margin-bottom:22px}
.crumb a:hover{color:var(--accent)}
.crumb i{font-size:12px;opacity:.6}
.col-hero h1{font-family:var(--serif);font-weight:500;font-size:clamp(34px,4.6vw,56px);line-height:1.2;letter-spacing:-.04em}
.col-hero .sum{margin-top:18px;font-size:18px;color:var(--ink-2);max-width:44em}
.byline{margin-top:24px;display:flex;align-items:center;gap:12px;font-size:14px;color:var(--ink-2)}
.byline img{width:44px;height:44px;border-radius:50%;object-fit:cover;object-position:center 12%;background:var(--lav)}
.byline b{color:var(--ink)}

/* proof strip */
.proof{padding:28px 0 0}
.proof-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.proof-grid figure{border-radius:12px;overflow:hidden;background:var(--surface);border:1px solid var(--line)}
.proof-grid img{width:100%;height:120px;object-fit:cover;object-position:top}
.proof-grid figcaption{font-size:12px;font-weight:700;color:var(--ink-2);text-align:center;padding:7px 4px}

/* article */
.col-main{padding:48px 0 24px}
.col-body{max-width:760px;margin:0 auto}
.lead{font-size:17px;line-height:1.9;padding:24px 26px;background:var(--surface);border:1px solid var(--line);border-left:4px solid var(--accent);border-radius:12px}
.col-body h2{font-family:var(--serif);font-weight:500;font-size:clamp(22px,2.6vw,27px);letter-spacing:-.03em;line-height:1.4;margin:48px 0 14px}
.col-body p.t{font-size:16.5px;line-height:1.95;color:var(--ink);margin-bottom:12px}
.col-body .scene{margin:32px 0 0;padding:26px 28px;border-radius:var(--r);background:#2d2621;color:#f3eee6;font-size:16.5px;line-height:1.9}
.col-body .blk-title{font-size:17px;font-weight:700;margin:44px 0 14px;letter-spacing:-.02em}
/* compare */
.cmp{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.cmp > div{border-radius:14px;padding:22px 22px 18px;background:var(--surface);border:1px solid var(--line)}
.cmp > div:first-child{background:var(--lav);border-color:transparent}
.cmp h3{font-size:16px;margin-bottom:10px}
.cmp ul{list-style:none;display:grid;gap:8px}
.cmp li{position:relative;padding-left:18px;font-size:15px;line-height:1.6;color:var(--ink-2)}
.cmp li::before{content:"";position:absolute;left:2px;top:.62em;width:6px;height:6px;border-radius:50%;background:var(--accent)}
.cmp > div:last-child li::before{background:var(--ink-2)}
/* table */
.tbl{overflow-x:auto;border-radius:14px;border:1px solid var(--line);background:var(--surface)}
.tbl table{width:100%;border-collapse:collapse;font-size:15px;min-width:520px}
.tbl th{text-align:left;background:var(--lav);font-weight:700;padding:13px 16px;font-size:14px}
.tbl td{padding:13px 16px;border-top:1px solid var(--line);color:var(--ink-2);line-height:1.55;vertical-align:top}
.tbl td:first-child{color:var(--ink);font-weight:600;white-space:nowrap}
/* steps */
.steps{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:10px;counter-reset:s}
.steps li{counter-increment:s;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:18px}
.steps li::before{content:counter(s);display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--accent);color:#fff;font-weight:700;font-size:14px;margin-bottom:10px}
.steps b{display:block;font-size:15.5px;margin-bottom:4px}
.steps span{font-size:14px;color:var(--ink-2);line-height:1.55}
/* timeline */
.tl{list-style:none;position:relative;padding-left:26px}
.tl::before{content:"";position:absolute;left:7px;top:8px;bottom:8px;width:2px;background:var(--line)}
.tl li{position:relative;padding:0 0 18px}
.tl li::before{content:"";position:absolute;left:-26px;top:6px;width:16px;height:16px;border-radius:50%;background:var(--surface);border:3px solid var(--accent)}
.tl b{display:block;font-size:15.5px}
.tl span{font-size:15px;color:var(--ink-2)}
/* checklist */
.chk{list-style:none;display:grid;gap:10px}
.chk li{display:flex;gap:12px;align-items:flex-start;background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:14px 16px;font-size:15.5px}
.chk li i{color:var(--accent);font-size:20px;flex-shrink:0;margin-top:2px}
/* qa */
.qa{display:grid;gap:12px;margin-top:8px}
.qa details{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:0 22px}
.qa summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:16px;align-items:center;min-height:60px;font-family:var(--serif);font-weight:500;font-size:18px;letter-spacing:-.02em;padding:14px 0}
.qa summary::-webkit-details-marker{display:none}
.qa summary i{font-size:20px;transition:transform .25s;flex-shrink:0}
.qa details[open] summary i{transform:rotate(45deg)}
.qa details p{padding:0 0 20px;font-size:16px;line-height:1.9;color:var(--ink-2)}
/* conclusion + note */
.concl{margin-top:44px;border-radius:var(--r);background:var(--lav);padding:28px 30px}
.concl h2{margin:0 0 10px;font-size:21px}
.concl p{font-size:16.5px;line-height:1.9}
.src{margin-top:24px;padding-top:16px;border-top:1px solid var(--line);font-size:13px;line-height:1.75;color:var(--ink-2)}

/* more columns */
.more{padding:56px 0 8px}
.more h2{font-family:var(--serif);font-weight:500;font-size:24px;letter-spacing:-.03em;margin-bottom:18px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{border:1px solid var(--line);border-radius:var(--pill);padding:10px 16px;font-size:14.5px;font-weight:500;background:var(--surface);transition:border-color .2s,color .2s}
.chip:hover{border-color:var(--accent);color:var(--accent)}

/* contact */
.final{padding:64px 0 96px}
.final-box{background:var(--accent);color:#fff;border-radius:var(--r);padding:64px 40px;text-align:center}
.final-box h2{font-family:var(--serif);font-weight:500;font-size:clamp(28px,3.4vw,40px);letter-spacing:-.03em;line-height:1.3}
.final-box p{margin:14px auto 0;color:#e4e4ff;font-size:17px;max-width:34em}
.final-box .cta{margin:32px auto 0;display:grid;grid-template-columns:1fr 1fr;gap:12px;max-width:560px}
.final-box .cta .btn{width:100%}
.final-box .btn-primary{background:#fff;color:var(--accent)}

/* footer */
footer{padding:64px 0 80px;border-top:1px solid var(--line);font-size:14px;color:var(--ink-2)}
.foot{display:grid;grid-template-columns:1fr 1fr;gap:48px}
.foot-logo{height:56px;width:auto;margin-bottom:6px}
.foot dl{display:grid;grid-template-columns:64px 1fr;gap:6px 12px}
.foot dt{color:var(--ink);font-weight:600}
.legal{margin-top:40px;padding:24px;border-radius:12px;background:var(--surface);border:1px solid var(--line);font-size:13px;line-height:1.8}
.legal li{list-style:none;padding-left:10px;text-indent:-10px}
.todo{background:#fff3c4;color:#6b4e00;padding:1px 6px;border-radius:4px;font-weight:600}

/* column list page */
.list-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding:48px 0 16px}
.card{display:flex;flex-direction:column;gap:10px;border-radius:var(--r);background:var(--surface);border:1px solid var(--line);padding:26px;min-height:200px;transition:border-color .2s,transform .25s cubic-bezier(.16,1,.3,1)}
.card:hover{border-color:var(--accent);transform:translateY(-3px)}
.card .tag{font-size:12px;font-weight:700;color:var(--accent)}
.card h2{font-family:var(--serif);font-weight:500;font-size:22px;letter-spacing:-.03em;line-height:1.35}
.card p{font-size:14.5px;color:var(--ink-2);line-height:1.65}
.card .go{margin-top:auto;font-size:14px;font-weight:700;color:var(--accent);display:inline-flex;align-items:center;gap:6px}

/* responsive */
@media (max-width:1240px){ .brand span{display:none} }
@media (max-width:1100px){
  .menu{display:none}
  .burger{display:inline-flex}
  .mnav{display:block;position:fixed;inset:68px 0 auto 0;z-index:19;background:var(--bg);border-bottom:1px solid var(--line);padding:8px 24px 20px;transform:translateY(-8px);opacity:0;visibility:hidden;transition:opacity .25s,transform .25s,visibility .25s}
  .mnav.open{opacity:1;transform:none;visibility:visible}
  .mnav a{display:flex;align-items:center;justify-content:space-between;min-height:52px;padding:0 4px;font-size:17px;font-weight:600;border-bottom:1px solid var(--line)}
  .mnav a:last-child{border-bottom:0}
  nav.top .wrap > .nav-cta{margin-left:auto}
  .list-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:960px){
  .nav-cta{display:none !important}
  .mnav{padding:8px 16px 20px}
  .callbar{display:grid;grid-template-columns:1fr 1fr;gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:25;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:color-mix(in srgb,var(--bg) 92%,transparent);backdrop-filter:blur(12px);border-top:1px solid var(--line)}
  .callbar .btn{height:50px;font-size:15px}
  body{padding-bottom:78px}
  .proof-grid{grid-template-columns:repeat(5,160px);overflow-x:auto;scroll-snap-type:x mandatory;padding-bottom:6px}
  .proof-grid figure{scroll-snap-align:start}
  .steps{grid-template-columns:1fr 1fr}
  .foot{grid-template-columns:1fr;gap:32px}
}
@media (max-width:560px){
  .wrap{padding:0 16px}
  .brand img{height:34px}
  .col-hero{padding:32px 0 32px}
  .col-hero h1{font-size:32px}
  .col-hero .sum{font-size:16px}
  .col-main{padding:32px 0 8px}
  .lead{padding:20px;font-size:16px}
  .col-body p.t,.concl p{font-size:16px}
  .col-body h2{margin-top:40px}
  .scene{padding:22px !important;font-size:15.5px !important}
  .cmp{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .concl{padding:24px 22px}
  .list-grid{grid-template-columns:1fr;padding-top:32px}
  .card{min-height:0}
  .final{padding:48px 0 64px}
  .final-box{padding:44px 22px}
  .final-box .cta{grid-template-columns:1fr}
  .foot dl{grid-template-columns:56px 1fr}
}

/* 함께 읽으면 좋은 칼럼 (페이지마다 이유가 다른 관련 링크 3개) */
.rel{list-style:none;display:grid;gap:10px}
.rel a{display:grid;grid-template-columns:1fr auto;grid-template-rows:auto auto;column-gap:16px;align-items:center;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:16px 20px;transition:border-color .2s,transform .25s cubic-bezier(.16,1,.3,1)}
.rel a:hover{border-color:var(--accent);transform:translateX(3px)}
.rel span{grid-column:1;font-size:13.5px;color:var(--ink-2)}
.rel b{grid-column:1;font-family:var(--serif);font-weight:500;font-size:19px;letter-spacing:-.02em;margin-top:2px}
.rel i{grid-column:2;grid-row:1 / span 2;color:var(--accent);font-size:20px}
.more .all{margin-top:16px;font-size:14.5px;font-weight:700;color:var(--accent)}
.more .all a{display:inline-flex;align-items:center;gap:6px;min-height:44px}
/* ===== 산단별 페이지 (샘플 지역 페이지 구성 기반) ===== */
.sd-hero{padding:56px 0 56px;border-bottom:1px solid var(--line)}
.sd-hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:start}
.sd-hero h1{font-family:var(--serif);font-weight:500;font-size:clamp(34px,4.6vw,58px);line-height:1.18;letter-spacing:-.04em}
.sd-hero .sum{margin-top:18px;font-size:18px;color:var(--ink-2);max-width:34em}
.sd-hero .cta{margin-top:30px;display:grid;grid-template-columns:1fr 1fr;gap:12px;max-width:460px}
.sd-hero .cta .btn{width:100%}
.fact{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:26px 26px 20px}
.fact h2{font-size:15px;font-weight:700;color:var(--accent);margin-bottom:14px}
.fact dl{display:grid;grid-template-columns:84px 1fr;gap:10px 14px;font-size:15px}
.fact dt{color:var(--ink-2)}
.fact dd{font-weight:600;line-height:1.55}
.fact .src2{margin-top:14px;font-size:12px;color:var(--ink-2);line-height:1.6}
.sd-sec{padding:72px 0}
.sd-sec.alt{background:var(--surface)}
.sd-sec h2.st{font-family:var(--serif);font-weight:500;font-size:clamp(26px,3vw,38px);letter-spacing:-.03em;line-height:1.3}
.sd-sec .intro{margin-top:14px;font-size:17px;color:var(--ink-2);max-width:44em}
.sd-sec .prose{margin-top:24px;max-width:780px}
.sd-sec .prose p{font-size:16.5px;line-height:1.95;margin-bottom:14px}
.expert-mini{display:grid;grid-template-columns:1fr 1.4fr;gap:36px;align-items:center}
.risk-grid{margin-top:32px;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.risk{border-radius:14px;padding:24px;background:var(--bg);border:1px solid var(--line)}
.sd-sec:not(.alt) .risk{background:var(--surface)}
.risk i{font-size:26px;color:var(--accent)}
.risk h3{margin-top:12px;font-size:17.5px;letter-spacing:-.02em;line-height:1.4}
.risk p{margin-top:6px;font-size:15px;color:var(--ink-2);line-height:1.7}
.disc{margin-top:16px;font-size:13px;color:var(--ink-2)}
.visit{display:grid;grid-template-columns:1.2fr 1fr;gap:36px;align-items:start}
.visit .chips{margin-top:4px}
.visit .chip{background:var(--lav);border-color:transparent;cursor:default}
.visit .chip:hover{color:inherit}
.chk2{list-style:none;counter-reset:c;display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:28px}
.chk2 li{counter-increment:c;display:grid;grid-template-columns:40px 1fr;gap:12px;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:18px}
.sd-sec.alt .chk2 li{background:var(--bg)}
.chk2 li::before{content:counter(c);font-family:var(--serif);font-size:28px;line-height:1;color:var(--accent)}
.chk2 b{display:block;font-size:16px;margin-bottom:3px}
.chk2 span{font-size:14.5px;color:var(--ink-2);line-height:1.65}
.news{margin-top:24px;border-left:3px solid var(--accent);padding:4px 0 4px 18px;font-size:14px;color:var(--ink-2);line-height:1.8}
.news b{color:var(--ink)}
.voice-mini{margin-top:28px;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.voice-mini figure{border-radius:14px;overflow:hidden;border:1px solid var(--line);background:var(--surface);height:300px}
.voice-mini img{width:100%;height:100%;object-fit:cover;object-position:top}
.col-cards{margin-top:28px;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.col-cards .card{min-height:0;padding:22px}
.col-cards .card h3{font-family:var(--serif);font-weight:500;font-size:19px;letter-spacing:-.02em;line-height:1.35}
.sd-faq{margin-top:24px;max-width:860px}
.near{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px}
@media (max-width:960px){
  .sd-hero .wrap,.expert-mini,.visit{grid-template-columns:1fr;gap:28px}
  .risk-grid{grid-template-columns:1fr 1fr}
  .chk2{grid-template-columns:1fr}
  .voice-mini{grid-template-columns:repeat(4,200px);overflow-x:auto;scroll-snap-type:x mandatory}
  .voice-mini figure{scroll-snap-align:start;height:280px}
  .col-cards{grid-template-columns:1fr 1fr}
}
@media (max-width:560px){
  .sd-hero{padding:32px 0 40px}
  .sd-hero h1{font-size:32px}
  .sd-hero .sum{font-size:16px}
  .sd-hero .cta{grid-template-columns:1fr}
  .sd-sec{padding:56px 0}
  .fact{padding:22px 20px 16px}
  .fact dl{grid-template-columns:72px 1fr;font-size:14.5px}
  .risk-grid,.col-cards{grid-template-columns:1fr}
  .sd-sec .prose p{font-size:16px}
}
/* 칼럼 FAQ · 작성자 링크 */
.faqs{margin-top:48px}
.faqs .qa{margin-top:14px}
.byline a b{text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--line)}
.byline time{font-size:13px}

/* 신뢰 카드 5장 */
.trust{padding:40px 0 8px}
.trust-h{font-family:var(--serif);font-weight:500;font-size:22px;letter-spacing:-.02em;margin-bottom:16px}
.trust-list{list-style:none;display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.trust-card{display:block;background:var(--surface);border:1px solid var(--line);border-radius:14px;overflow:hidden;transition:border-color .2s,transform .25s cubic-bezier(.16,1,.3,1)}
.trust-card:hover{border-color:var(--accent);transform:translateY(-3px)}
.trust-card img{width:100%;aspect-ratio:1/1;height:auto;object-fit:cover}
.trust-card strong{display:block;padding:12px 14px 0;font-size:15.5px;letter-spacing:-.02em}
.trust-card span{display:block;padding:3px 14px 14px;font-size:13px;color:var(--ink-2);line-height:1.5}
@media (max-width:960px){ .trust-list{grid-template-columns:repeat(5,170px);overflow-x:auto;scroll-snap-type:x mandatory;padding-bottom:6px} .trust-list li{scroll-snap-align:start} }